Every Day in Los Angeles and Orange Counties there are about 150 to 200 properties which have a Notice of Default filed.  This is the first step in the foreclosure process.  What does that mean to you?  What can you do if this happens to you?  Can I save my Home?  What are my options?  This web site will answer these and many other questions for you. 

If you’re reading this, it’s probably because you’re going through one of the most frightening and overwhelming events of your life.  Congratulations on taking the first step to finding the best solution for your situation.  One of the biggest mistakes that homeowners in facing Foreclosure often make is becoming paralyzed with fear and denial.  They keep hoping somehow this situation will fix itself, but with each passing day, the situation gets worse.  Time is not on your side.

You Need to take Action TODAY!!!

Please read the report below in its entirety, to become familiar with your options and arm yourself with this valuable insider information.

URGENT MESSAGE FOR THE FINANCIALLY DISTRESSED HOMEOWNER FACING FORECLOSURE:

The impending Foreclosure on your home.

It’s never easy. In fact, chances are you’re being bombarded with a bunch of misleading information, confusing claims, and bold faced lies on a daily basis.

Most likely, you’re in a panic, exhausted and discouraged. Why wouldn't’t you be? Because every waking minute of every day…

You Are Desperately Scrambling To Figure Out How
To Climb Out Of The Financial Mess You’re In

Call today for a Free Consultation

949.735.5399

That’s why this could be the most valuable consumer awareness report you will ever read. You see, it’s not your fault you’re in this mess. The vast majority of homeowners who can’t make their payments stumble into hard times by a cruel twist of fate. The cold hard fact of life is the vast majority of Foreclosures happen to the hardest working people on the planet… good people just like you.

Which Of These Common Reasons For Foreclosure Did You Fall Victim To?

• Over-inflated, “pie-in-the-sky” false promises of some mortgage brokers who just wanted to make a quick buck.

• The heartbreak of an unexpected divorce, and the accompanying financial devastation of trying to stay afloat both emotionally and financially.

• Deceptive adjustable rate mortgages that suddenly send your payments soaring beyond what’s possible.

• Unforeseen medical problems or disabilities that drain every penny you have for treatments, medications, hospitalizations, and procedures. How can you make a choice between your house and your health, or the health of a loved one. But the banks don’t care, and neither will litigating attorneys representing the Foreclosure lenders.

• The shock of unemployment when your job suddenly evaporates. You have worked hard day in and day out, but the “company bottom line” does not care. You’re expendable, replaceable, and GONE for good from their payroll.

• A Business deal gone bad or a business partner who caused your company to go out of business, took all the money and left you out to dry.

• Or a tragic event, such as the sudden death of a family member, accidents, or a diagnosis of a terminal disease. Sometimes things are so far beyond your control, there’s nothing left to do but try and pick up the shattered pieces so you can begin to recover and move forward.

You are not alone.  In 2006 Foreclosures were up almost 40% and this number is expected to increase in 2007.
It’s a national epidemic and it gets worse every day you do nothing. You might feel like crawling into bed and pulling the covers over your head. But that would be the most expensive mistake of your life.

Because the clock is ticking and valuable time is running out. You simply can’t afford to remain paralyzed in fear, like a deer caught in the headlights. The minute you miss even one payment, make no mistake…

You Start Getting Bombarded With Letters and Phone Calls from Creditors,
Attorneys, Investors, Realtors, Mortgage Brokers and the
Foreclosing Lender and it Can Be Overwhelming

Call today for a Free Consultation

949.735.5399

You can’t outrun them. You can’t ignore them. And you certainly can’t hide from them for long. And you did not work this hard all your life to passively wait until “they” rip you to shreds and leave you with nothing.

You’re A Survivor And You CAN Take Proactive Steps To Find
The Smartest Solution For Your Particular Situation.

And you don’t have to do it alone. There’s a shoulder to lean on, and a guide to lead you safely through the mountains of false promises. There IS hope…a way to save yourself (and your family) and get your life back on track as fast as possible.

And here’s the best part…

It Won’t Cost You Anything and You Can Get Started NOW!

Call today for a Free Consultation

949.735.5399

Imagine the overwhelming relief when you finally PERMANENTLY and QUICKLY get out of the financial mess you’re in right now…

• Without spending money you don’t have

• Without any more emotional pain, stress, or sleepless nights

• Without public embarrassment or humiliation

• Without dragging your kids through upsetting chaos and confusion

• Without ending up in a worse financial jam a few months from now

• Without destroying your credit beyond repair, so you CAN have the good life you deserve

We Are Foreclosure Prevention Specialists, we have helped hundreds of good people like you put the rough patch behind them, and move forward with their lives..

 “7 Of The Most Common Mistakes
Homeowners In Foreclosure Make...
And How To Avoid Them”

What Some Lawyers, Mortgage Brokers, & Realtors
Don’t Want You To Know About Foreclosure...

You CAN protect yourself from creditors, legal judgments, lawsuits, bankruptcy, and unethical realtors, mortgage brokers, and investors, faster than you ever thought possible. Arm yourself with the TRUTH. Here’s what you must know NOW to maintain your sanity, protect your family’s future, and finally be able to sleep at night.

The 7 Most Common Mistakes Homeowners Make...
And How To Avoid Them.

It’s easy to sink into depression and come to a grinding halt when you feel like things are closing in on you. But this is the worst possible mistake you could make.

You’ve got something working against you that no amount of effort can bring back: TIME.

Your lender has certain timelines which they not only will follow, but must follow.  These time frames were started by the filing of Notice of Default, that is the first step.  If you do nothing, your lender will foreclose on your home…

You need to take action today!!

The longer you wait to “see if things will work out”, the greater the chance you will be left with FEW or NO options at all. Don’t wait until the sheriff is literally pounding on your door to throw you and your family on the street. Don’t watch a bad situation turn into a public humiliation you (and your family) will never forget.

IF YOU TAKE ACTION NOW, THERE’S AN
EXCELLENT CHANCE WE CAN HELP YOU.

It’s just that simple. Make one simple decision to take action, and we will help you find the smartest solution for your particular situation.

If you have little or no equity it limits your options, but you can still avoid Foreclosure and protect your credit.  The lender does not want to foreclosure on your home, but they have to try to protect there interest.  They are in the business of making loans, not owning real estate.  They may be willing to except less than is owed them, this is called a short sale. 

This will save you from a foreclosure and save your credit.  The bank is willing do this because they tend to receive less money once the home goes to foreclosure. 

With our experience working with lenders and homeowners in your situation we have had great success with these type of sales.  We work with many different lenders on a daily basis.  We have helped literally hundreds of families in the same situation as you are in now.  This experience allows us to give you the straight facts from the beginning.  This way you can make the best choice for you and your family.

Most people think that a person with the real estate license an “expert” at selling houses and can get it done quickly.  The Fact is that your situation is not just a normal sale; there are unique skills and knowledge required to complete your transaction.  Most Realtors have no idea were to even begin, often wasting your very precious time while they try to figure it out.  

By the time most Realtors figure out what is needed to complete your transaction, time has run out and…

You lose your Home!!

This problem can be overcome by working with an experienced Foreclosure Prevention Specialist. You benefit from the working relationships that we have established with lenders nationwide.  We work with lenders everyday and have helped Hundreds of families just like you. 

Take action NOW, simply call 949-735-5399 for your FREE consultation, or fill out the contact us form and put Foreclosure Prevention in the comments section.  We can let you if we can help in 15 minutes or less.  We will not waste your time, as it is very precious.

Frankly, when the going gets rough, it’s you, the homeowner, that’s left holding the bag.

You see a few years ago, many home buyers bought homes with risky loans at 90% to 100% loan to value. In other words, they were over extending and over leveraging themselves and the mortgage brokers and banks were encouraging them to do so. But what happens when money gets tight? You run up consumer debt. Maybe you’ve even had to pay essentials like groceries, car payments and utilities with credit cards. Pretty soon there is no more money to borrow on credit to pay the bills so the mortgage payment falls behind and then the house goes to foreclosure.

It’s not your fault if you are on your way to Foreclosure because of the “lies”  or practices of a mortgage broker. If your house goes into Foreclosure, they are not out a dime. And if you’re already up to your neck in the Foreclosure process (which you may very well be even if YOU don’t know it yet), there isn’t a conventional lender in the world who is going to lend you money once your in Foreclosure.  The possible loans that you will be looking at will come from secondary banks with unfair terms and high payments.

They may approach you with enticing offers of a “Foreclosure rescue” or a “bailout” with a new loan.

WARNING! These offers are very rarely honored. In fact, you will find that your payment will INCREASE.

Don’t make the deadly mistake of throwing good money after bad. Our specialist can help you safely navigate through the confusing jargon and process of Foreclosures, so you can quickly get a fresh start.

It’s absolutely correct that a Bankruptcy will temporarily stall the Foreclosure proceedings. However, THIS IS ONLY A TEMPORARY SOLUTION.

Many debtors in your situation literally bet the farm and spend their last cent to have an attorney file bankruptcy. Imagine the shock of realizing you’re still going to lose your home anyway.

Important Note:  We are NOT attorneys and we are not giving legal advice. But we’ve seen this happen time and time again. You can literally pay out thousands of dollars to an attorney, and still end up with nothing.

Typically a Bankruptcy will temporarily stall the loss of your home for about 3 to 6 months.  If you have already contacted an attorney, we suggest you ask them if this is in deed the case. 

If you are truly in a position where an additional 3 to 6 months will allow you to come up with the cash need to bring your loan current, remember this will about 6 to 8 month worth of payments, plus interest and late fees, this may be an option for you.  More likely this is not a Real possibility for you, because if it were a real possibility you would not be in the situation you find yourself in NOW.

You have to ask yourself, is it worth the last few thousand dollars you may have to your name? The average attorney fee for filing bankruptcy as a home owner is at least $2,500, paid in advance.  Federal law requires you to pay for a class on bankruptcy before you are allowed to file bankruptcy.     

    
And the attorneys are very happy to take your money, knowing full well that MOST of their bankruptcy clients will still lose their homes to foreclosure!

And having a FORECLOSURE on your credit report is the worst possible scenario for your future…it is far WORSE to let your home go into Foreclosure than ANY other negative credit situation.

Yes, the Federal courts will protect you temporarily from your creditors. But the fact remains you must still establish a payment plan for your home that includes the back payments, attorney fees, sheriff’s office fees, and any other fees the lender may have stacked on.

Plus, on October 17, 2005, Congress passed the toughest new laws governing bankruptcy since 1975. It is now more difficult to simply “file for bankruptcy”, and according to CNN, attorney fees are expected to skyrocket

For example, there are new requirements requiring you to obtain credit counseling (and it’s not free. YOU must pay for it!). Your attorney must document every aspect of your finances, driving legal costs up even higher. In fact, many attorneys are now jumping ship on representing the “average person”) in bankruptcy proceedings, due to the soaring costs of time and effort.

If you cannot afford a much higher monthly payment on your home, you might want to reconsider plunging headfirst into bankruptcy. Remember, your bankruptcy will be a matter of public record for ten years. It’s well worth avoiding this choice if at all possible.

At this point you have obviously done some damage to your credit, but it nothing compared to what a foreclosure will do to your credit.  Currently your credit report probably shows multiple late payments on mortgage, as well as possibly a notice of Default.  The impacts of these are minor in comparison to what the impact of a foreclosure will be on your future ability to obtain credit.  A foreclosure will cost you a great deal of money when trying to obtain future credit; it could also possibly make it impossible for you to buy a home again.  So when you do get back on your feet financially, a foreclosure could STOP you from purchasing, while late payments will not. 

This is generally the very best way to protect your credit for the future, plus retain your dignity.

And here’s the good news…

When you work with an experienced, reputable Foreclosure Prevention Specialist, you can potentially minimize the scar on your credit record.

It’s time for you to decide if you truly want to take control of your own destiny…or be at the mercy of somebody else’s decisions for your life.

There simply isn’t any “one size fits all” fix for every Foreclosure situation.  That’s why it’s very important for you to fill out your contact us and schedule your FREE Foreclosure consultation.  That way one of our highly trained Foreclosure Prevention Professionals can review your situation and provide you with the best possible solution for your particular situation.

Then there’s the solution we can offer you…

Call today for a Free Consultation

949.735.5399

You can STOP the Foreclosure, get a fresh start on life in a new home, and possibly even have some extra cash in your pocket too. This means you would move out of the house in Foreclosure, and move into a better situation.

But frankly, this solution isn’t for everyone.

If you are looking to put  money into a quick “band-aid” fix to temporarily sidetrack your problems, then working with us probably isn’t the best option for you.
But if you desperately want to…

• Avoid Foreclosure and put an end to your financial nightmare permanently

• Quit throwing good money after bad on payments you cannot afford

• Avoid the embarrassment of public humiliation

• Put your financial challenges behind you and get a fresh start

• Save yourself and your family any further pain

Then you should schedule a no-risk FREE Complimentary Foreclosure  Consultation that allows a trained Foreclosure Prevention Specialist to asses your situation and give you the best possible solution for your particular situation. 

Click Here Now For Your FREE Foreclosure Analysis

Your Past Does Not Have To Equal Your Future.

Do you remember a time when you had control of your finances? A time when you were being harassed by bill collectors and you actually had some money for recreation and fun? Our specialists can bring you back to that time.

Our Foreclosure Prevention Specialists can get you out from under the burden of your debt and your home.

Don’t let your home get sold at Public Auction. For whatever reason you’re in this situation, let us help you out of it. At one time or another, we have ALL had financial struggles. Don’t be embarrassed or uncomfortable about your circumstance. Please do not use it as an excuse to hide.

We have helped hundreds of people in the same situation you’re in, and can help you too.

By taking action now, we can work quickly to resolve your problem. Let us use our skills and ability to come in and stop the Foreclosure by negotiating with lenders and lien holders at NO COST to you.  This is the best way to solve your problem.

Don’t forget…time is ticking away and your home will be sold at Public Auction. That’s the law. But it doesn’t have to be that way.

Call today for a Free Consultation

949.735.5399

Thank you for taking the time to read this valuable report.  This is your first step to finding the best solution for your situation.

We encourage you to please take the NEXT step of scheduling a free consultation with one of our highly trained and knowledgeable Foreclosure Prevention Professionals.

They can walk you through a simple, no-cost, no-obligation Foreclosure Consultation, answer all of your questions, and provide you with solutions so you can put this behind you once and for all. 
So click the link below and take the next step now.

Please click here now to schedule a complementary consultation with one of our Foreclosure Prevention Specialist